One o'clock on November 22, 2006, a Wednesday, and I am standing outside the door of my marriage guidance counsellor's house in North London.

I have an album containing £40,000 of stamps under my arm and I am in all kinds of trouble - emotional, financial, philatelic - a situation I couldn't have imagined two years before.

At 47, my 18-year marriage is over. We have drifted apart. I am having an affair with another woman.

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